Where to Find Grants for Home Renovations

home renovation grantsIf you need to renovate your home then you know how expensive it can be. Each project can run well into the thousands of dollars. Fortunately there are many programs to help individuals fund home improvements. Grants for home renovations are primarily need-based. Low-income requirements must be met.

There are numerous reasons why you may need grants for home renovations. Here are some of the more popular categories.

Seniors

Many seniors need to make upgrades to their homes for health and safety reasons. Unfortunately these are some of the more costly repairs. Grants for home renovations through the Very Low-Income Housing Repair program of the US Department of Agriculture Rural Development are available for individuals over age 62. Applicants must have a household income below 50 percent of the area median income. Up to $7500 is awarded per individual in need of grants for home renovations.

The US Department of Agriculture Rural Development also has a loan program. It is need-based and funds up to $20,000 in loans for individuals who need to make home improvements. For information about how to apply as well as to find the specific guidelines for this program see their website.

Natural Disasters

There have been quite a few natural disasters that have destroyed homes in the past few years. That has left people with home improvement needs that have to be taken care of immediately. The US Department of Energy offers links to many resources. The website can help you find access to support programs that help you find a reliable contractor. There is also a link to ways to check your home for health and safety hazards after a storm.

The Federal Emergency Management Agency (FEMA) provides free government grants for home repairs caused by damaged properties. They will even provide temporary housing for families displaced by storms.

Veterans

Disabled veterans in need of free government grants for home repairs can contact Veterans Affairs. Its Special Housing Adaptations and Adapted Housing Program can help disabled veterans finance home remodeling to make homes handicap accessible. Improvements include ramps, lifts and other additions that can increase independence at home.

Weatherization

The Community Development Block Grant Program assists with home renovations. The Federal government offers Weatherization grants opportunities for families on low incomes. Owners and seniors who need to make repairs on their homes may qualify. They can also be used for energy saving  improvements and certain home repairs.

US Department of Housing and Urban Development (HUD)

Smaller communities, often with a population of less than 10,000 people can apply for government grants to repair their home. They are awarded to people on low incomes who are  home owners, usually in urban or city areas. The program is offered by the U.S. Department of Housing and Urban Development (HUD) and is aimed at people who need funds to make their home habitable.

The HUD website can direct you to individual state programs that provide grants for home renovations with links to each state. You can also contact your local HUD office. There is funding available for the following types of repairs:

  • Structural repairs
  • Lead paint mitigation
  • Handicap accessibility improvements
  • Siding repair and replacement
  • Energy efficiency improvements
  • Roof and chimney repairs
  • Hearing and electrical system repairs
  • Window and door replacement
  • Well and septic system repairs or replacements

Check the HUD website for state programs. Some programs states have available to residents include:

Kansas

The City of Topeka Housing & Neighborhood Development manages several home revitalization programs. Information can be found at their website. Johnson Country Housing Services Minor Home Rehabilitation Program is funded by free government grants. It provides money for home repairs through HUD.

California

California lists their grants for home renovations by city.

Qualifying low income people in Alhambra canupgrade their homes with a Minor Rehabilitation Grant Program that funds projects up to $10,000. There is also a Major Rehabilitation Program that is aimed at projects over $10,000.

The City of Monterrey uses funds from the Community Development Grant Program (CDGP) to assist homeowners with repairs. It is for owners of single family residences who qualify for income guidelines.

There is a ¬†“fix-It” Grant Program in Compton that is an income-based HUD program for home repairs. Repairs are based on agency approval.

New York

There are grants for home renovations in New York State. Habitat for Humanity funds some of the projects. The Emergency Home Repair for the Elderly (RESTORE) program provides assistance for seniors. You can also find information about Weatherization Assistance at the website.

You can find assistance with grants for home renovations if you meet program guidelines. The common factor is the ability to prove that you are from a low-income household.

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