Where to Find Government Grants for Seniors

grants for seniorsMany time expenses for older Americans are difficult to manage. It’s not uncommon for older parents are forced to live with their adult children to save money. Government grants for seniors can help older adults manage their expenses.

The U.S. Administration on Aging maintains the Benefits Check Up website. It allows individuals to search many of the state and federal grants for senior citizens and to check eligibility. Some of the government grants for seniors in the database are:

 

Medicare Prescription Drug Coverage for People with Limited Incomes and Resources/The Extra Help Program

This program is open to low income individuals who are Medicare recipients. Applicants must live in the U.S. and have limited resources. Each of the federal grants for senior citizens can pay up to $4,000 a year for prescription drug costs.
State Pharmacy Assistance Programs

The Medicare website has a search engine with information about prescription drug assistance in the U.S. Individuals can search by state to find out what benefits are available in their area. Some of the programs that show up in searches are.

  • Connecticut Pharmaceutical Assistance Contract to the Elderly and Disabled Program (PACE)

Open to Connecticut residents over 65 who are not receiving Medicare benefits. Individuals may not be covered by insurance that pays any amount towards prescriptions. Eligibility limit is $26,000 for singles and $35,000 for couples. There is a $45 enrollment fee per person.

  • New York State Elderly Pharmaceutical Insurance Coverage (EPIC)

Open to New York State residents over 65 with an annual income of no more than $35,000 (singles) or $50,000 (couples). Individuals must be eligible for Medicaid Part D and not be receiving full Medicaid Benefits.

  • Wisconsin Senior Care

Open to Wisconsin residents over 65 not receiving prescription assistance from Medicaid. There is a $30 enrollment fee per person.

 

 

Supplemental Security Income (SSI)

 

This is not one of the government grants for seniors but it is a Federal income supplement program. It is funded in no part by Social Security taxes. SSI exists to help older persons who need financial help. Cash is provided to meet pay for basic needs such as nutrition and housing.

 

Supplemental Nutritional Assistance Program (SNAP)

 

This program is open to everyone, not just older adults in search of federal grants for seniors. It provides money for groceries in the form of a debit card to be used at stores that are SNAP participants. The website has eligibility information, a list of participating SNAP stores and information about the EBT card.

 

Low Income Home Energy Assistance Program (LIHEAP)

 

There are many programs available to help seniors with low incomes to pay their energy bills. The LIHEAP website provides access to state energy assistance programs. Some state programs include:

 

  • New York

Central Hudson Gas & Electric, Niagara Mohawk Power Corporation and New York State Electricity & Gas (NYSEG) are all electric companies with assistance programs. NYSEG offers grants of up to $600 for customers facing disconnection due to non-payment.

 

  • Oregon

Avista Utilities, Eugene Water & Electric Board, NW Electric and Salem Electric are a few of the electric companies offering customer’s financial assistance with electric bills. The City of Ashland also offers up to 50% discounts to low-income seniors on their monthly bills.

 

State Property Tax Relief/Rebates

Although not one of the government grants for seniors, individual states offer money to help older adults by giving discounts and rebates on state property taxes. For example, Pennsylvania works through local Agencies on Aging and senior centers to reach seniors in need of assistance. Older adults and adults with disabilities have received over 4.8 billion in rebates for property taxes and rent through the program which is funded by the State Lottery.

If you are searching for government grants for seniors, don’t forget to check with your county’s Department of Social Services. They have information about nutrition services, housing programs, healthcare assistance and more. They also provide information about transportation assistance and energy programs. Make an appointment with a social worker to find out all services available to senior citizens.

While it can be very overwhelming to be a senior citizen or family member of a senior citizen trying to make ends meet on a small budget there are options out there. Federal and state governments put money aside to fund many programs to prevent crisis situations. Sometimes it is just a matter of finding out which programs apply to you. That’s why seeing a professional social worker can be such a big help.

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