Government Grants for Unemployed Individuals Today

school grantsThe high unemployment rate in the United States has been as issue for the past decade. So many Americans are out of work and can’t find new jobs to replace them. Many individuals have decided to go back to school and get a degree in the hopes that it will help them to start a new career. Unfortunately college tuition is expensive and if you are not working it can be very difficult to finance your education. School grants for the unemployed can help pay for tuition and give individuals a new start.

Federal Programs

Government grants for the unemployed include a few federal programs. First there are school grants for the unemployed through the Workforce Investment Act (WIA). WIA was enacted in 1998 to help people find jobs after unemployment. There are three phases to the program. The first part is Core Services, which is an extensive intake process that evaluates program applicants. The second step is Intensive Services which identifies what interventions must be made. The third and final part of the program is work training.

Another one of the government school grants for the unemployed is through the Federal Student Aid program, a division of the U.S. Department of Education. Individuals can qualify for a variety of benefits by filling out the Federal Aid for Financial Student Aid (FAFSA) form.  These benefits include:

  • Pell Grant- Federal Pell Grant awards are based on the financial needs of each applicant. Low-income students will qualify for more money than other student applicants. All applicants must be U.S. citizens. Pell Grants can be awarded each semester for a total of 12 semesters, according to the updated guidelines of July 2012. You can keep track of your Pell Grant activity by registering for an account at www.nslds.ed.gov.

Another option for individuals in search of grants for unemployed individuals is The Public Service Loan Forgiveness Program (PSLFG) which was created in 2007 by Congress to attract graduates to public service. In exchange for agreeing to work in the public service sector, graduates in many areas can have a portion of their federal student loans forgiven.

Unemployed individuals who wish to enter the teaching profession can apply for the TEACH Grant Program which can provide up to $4000 towards tuition. Students must agree to teach four out of eight years in participating low-income schools. If students fail to meet this provision after making the agreement then they are required to pay back the money as a direct unsubsidized loan with interest backdated to the date of the loan.

If you are out of work and interested in school grants for unemployed individuals, then The National Association of State Student Grant and Aid Program (NASSGAP) is a great resource. Its members include financial aid programs from numerous institutions who promote their programs on the site. NASSGAP has stringent guidelines for evaluating student grants which must be followed before the information available publicly.

State Programs

In addition to government school grants for unemployed individuals, there are state funded programs. One example is the College Access Challenge Grant which is offered to state programs through federal government.

Sometimes it is necessary to go back to college and finish a degree after becoming unemployed. The Alliss Educational Foundation Grant is an opportunity for students in Minnesota. It takes on applicants who have been out of college after a long break or who are just starting a college program. It will pay the tuition for one course of up to five credits.

Purdue University is a sponsor of the Span Plan Grant Program for low-income adults who attend Purdue College of Technology or Purdue West Lafayette.

Special Circumstances

If you are a migrant worker, your children can qualify for a federal grant from the College Assistance Migrant Program (CAMP). The grant provides tuition assistance to children of migrant workers in cooperation with various universities across the United States and has been in effect for over 40 years. Guidelines vary according to the educational institution. Approximately 35 applicants are accepted each year.

The Trade Adjustment Assistance (TAA) is a federal grant that awards money and job training in certain circumstances. Applicants must have been laid off because their job was eliminated due to outsourcing in another country. Applicants must fill out a Petition for Trade Adjustment Assistance. For more information see the United States Department of Labor website.

Unemployment is a challenge for many Americans but there are steps you can take to make yourself employable. Getting a college degree can be the next necessary step in your personal plan. School grants for unemployed individuals can help make the difference in paying for your education.

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