Free Government Grants for Home Repairs

homerepairIf you are searching for free government grants for home repairs there are a few programs that may interest you.

The Federal government issues Weatherization grants for low-income homeowners and seniors who need to make repairs on their homes. They can also be used for energy conservation improvements and safety-related home repairs. The program is called The Community Development Block Grant Program.

Communities with less than 10,000 people can apply for free government grants for home repairs. They are awarded to low income home owners in urban or city areas. The program is offered by the U.S. Department of Housing and Urban Development for safety repairs and any repairs that make the home inhabitable.

The Federal Emergency Management Agency (FEMA) provides free government grants for home repairs caused by damaged properties. They will even provide temporary housing for displaced families.

Disabled veterans in need of free government grants for home repairs can contact Veterans Affairs. Its Special Housing Adaptations and Adapted Housing Program can help disabled veterans finance home remodeling to make homes handicap accessible. Improvements include ramps, lifts and other additions that can increase independence at home.

Another program that qualifies as one of the free government grants for home repairs is The Housing Repair and Rehabilitation Grant. It provides up to $7500 to low income rural residents who need to make home repairs to ensure safety. Possible repairs include the following:

Weather damage

Lead paint removal


Mold removal

Roof repair

Water heating and furnace repairs

Storm cleanup

Well and septic repairs

Handicap accessibility


The US Department of Agriculture Rural Development offers assistance to homeowners. Low-income homeowners over age 62 who need to make repairs or improvements because of health and safety hazards can qualify for the the Very Low-Income Housing Repair program. Loans are granted to homeowners who can’t obtain affordable credit. Income must be below 50 percent of the area median income. Loans are awarded for up to $20,000. Free government grants for home repairs are available for up to $7500.

If you are searching for free government grants for home repairs because of a natural disaster there are programs created just for you. The US Department of Energy offers links to many resources. Find access to support programs that help you find a reliable contractor. There are a variety of programs to help people who were victims of Hurricane Rita and Hurricane Katrina. There is also a link to ways to check your home for health and safety hazards after a storm.

Individual states have their own programs for individuals in need of free government grants for home repairs. Some repairs included in state programs are:

  • Handicap accessibility improvements
  • Siding repair and replacement
  • Energy efficiency improvements
  • Window and door replacement
  • Lead paint mitigation
  • Structural repairs
  • Roof and chimney repairs
  • Hearing and electrical system repairs
  • Well and septic system repairs or replacements



The Maine State Housing Authority’s MaineHousings Home Repair Program includes three services. Individuals can apply for a home repair grant, Elderly Hardship grant, or loans to repair septic systems by visiting their website. They also provide links to resources such as home repair brochures and disaster assistance loan programs.

Visit the US Department of Housing and Urban Development (HUD) for information about state programs that are funded by free government grants for home repairs.

New York

Programs in New York include the following:

  • Habitat for Humanity
  • Emergency Home Repair for the Elderly (RESTORE)
  • Weatherization Assistance


California programs are available by city.

Income-qualified residents of the City of Alhambra can make upgrades in and outside their homes with the Minor Rehabilitation Grant Program that funds projects up to $10,000. The Major Rehabilitation Program is for projects over $10,000.

The Fix-It Grant Program in the City of Compton is an income-based HUD program for home repairs. Repairs are based on agency approval.

The City of Monterrey uses funds from the Community Development Grant Program (CDGP) to assist homeowners with repairs. It is for owners of single family residences who qualify for income guidelines.


Kansas programs include the Johnson Country Housing Services Minor Home Rehabilitation Program which is funded by free government grants for home repairs through HUD.  The City of Topeka Housing & Neighborhood Development has several home revitalization programs. Information can be found at their website.

Check the US Housing of Urban Development website for programs in your state.

There are many free government grants for home repairs available in the United States. It is possible to make numerous minor and major changes to your residence for free by taking advantage of funding programs.


  1. I have COP D I have black mold And my trailer I am not able to move and I can not afford to have it taken care of and my breathing is getting worse I need help please advise

  2. Hello I am 64 years old and my basement has a lot of black mold. I need help as I am only on social security.

  3. of course like your web-site but you have to test the spelling on quite a few of your posts.

    A number of them are rife with spelling issues and I to find
    it very bothersome to tell the truth on the other hand I’ll
    certainly come back again.

  4. Water leaks under mobile home,bad ones,wiring in my mobile home needs to be replaced also! It’s a 1974 double wide,I can’t afford to move! I’m 52 disabled and raising my granddaughter!most of the outlets don’t work, and the fireman that put my smoke detector in said it just a matter of time before it catches on fire!my bathroom floor is falling in also!

Speak Your Mind